You First Investments is an evolving company with the mission of connecting individuals with problems in real estate with those who may have the solution. We enjoy developing relationships with other investors as well as folks who want to buy or sell their home. We believe there is a solution to every problem and look forward to hearing from you. If we can’t work out an amicable solution with honesty, integrity and earn your respect it is not worth your time, so it is not worth our time either. Below are some examples of situations that happen to good people. We at You First Investments try to find a solution to every problem. We are very flexible and are open to suggestions. Problem: I am behind on my payments, I have no equity in my house and have entered into pre-foreclosure. Possible solution: Short sale— A short sale process is used when the lender agrees to settle the amount owed on a home to ensure the sale. The bank understands that if they proceed with the foreclosure process, it may cost them more money than if they settled the account. This way you can avoid a foreclosure on your credit record. We are experienced short sale negotiators and would be happy to negotiate with your lender on your behalf. Problem: I have recently had a life changing event (job relocation, downsizing, divorce, etc.) and need to sell my house. Possible solutions: Option 1—Lease Option (rent to own) - We here at you first investments will take over your mortgage payments so you have nothing to worry about. We will place one of our well qualified candidates in the house after they place a non refundable deposit with us. This deposit is to ensure that they are serious about being homeowners and helps ensure they will care for the property. As the property owner, you will receive tax benefits until the option to purchase is completed. This is an attractive option for the buyer and seller. The seller usually receives market value on their residence and the buyer is able to repair their credit and be the only person able to purchase the home. Option 2— Cash Offer—We are prepared to give you a cash offer for your property. Cash offers may be given at a discount from market value. As always there is no pressure and if you decide this option is not for you, we will discuss other options for your situation. Option 3— Sell your home through a realtor— We work with realtors in many areas all of which operate with integrity. Problem: I would like to purchase a house but my credit does not meet the minimum requirements specified by the bank. Possible solution: Select one of our rent to own homes and prove to the bank that you deserve to be a homeowner by making on-time scheduled payments. If you can fulfill your requirements, our mortgage broker should have no problem permanently placing you in your rent to own home. Problem: I would like to purchase a home but the lenders are requiring a 20% down payment. I have some money saved, but not enough for the down payment. Possible solution: Select one of our rent to own homes and you will have the house under contract for approximately 5% of the purchase price. All of the money you use as a down payment will be used for your down payment when you close with the bank. We also have rental properties and are always looking for more that will fit the needs of those we try to help. Please contact us to explore the above options and more. We are real estate experts who work with folks like you to solve problems. We buy, sell and rent houses. We work primarily in York, Dauphin and Cumberland Counties in Pennsylvania. We have rental properties, with more on the way. We are always open to suggestions and would love to hear from you. Keep in mind that we are not happy unless you are happy. Call or email us today!
In addition to real estate, we are a distributor of services for ACN. Follow the link to the website to learn a little about the services and then contact Lisette for a consultation. You have nothing to loose. If for some reason, Lisette can't save you money, it doesn't cost you a thing. We distribute discount services for cell phones, home phones, home security, video phone, and many others.